Payday loans for proof – who can apply?

Moments of proof – each of us has certainly heard about this quick way to raise the missing money. However, do we know who can really apply for it? For some, this will be the only chance to receive financial support. Therefore, it is worth knowing what conditions must be met to take advantage of this offer. Is each of them the same? Check with us what the short-term loans for proof are and how to find them.


What are payday loans for proof?

What are payday loans for proof?

When the crisis creeps into our finances, we can find help, among others, from loan companies. They offer their customers a whole range of products. Depending on our preferences, we can choose a long-term or short-term commitment. For people whose financial problems are only temporary, and after a month or two will be able to pay off their creditor, payday loans will be a good solution. Among them we can find offers dedicated to borrowers with a good credit history, but also those with negative entries in the databases regarding already paid debts or small individual arrears.

One of the most affordable loans is payday loan proof. This is the fastest way to get the money you need. However, it is worth remembering that their maximum amount usually does not exceed several thousand dollars. Thanks to the applications on the lenders’ websites, we can settle all formalities even in a few minutes. The entire process taking place after the borrower has sent the completed form is taking place at an express pace to provide clients with almost instant access to money.


Payday loans on proof – conditions

Payday loans on proof - conditions

It will not be a surprise when we write that the basic requirement for applicants is to have an ID card. Thus, we automatically meet the condition of having Polish citizenship. Filling out the application will require providing data on the aforementioned identity document. These will include the following information:

  • ID number and series – in the new ID cards they are on the reverse of the ID card above the thumbnail of our photo,
  • PESEL number – this is the first information on the back of your ID card.

In addition, we must be holders of an active phone number and email address, so that the lender can easily contact us. The application will also contain space for address details, therefore it is necessary to have a permanent place of residence in Poland.

It is also worth noting that depending on the selected company, we will be asked to verify or use another verification method to check the accuracy of the data provided by us.

The loan is usually made in the form of a transfer, so remember to set up a bank account or prepare an active account number.   As a rule, all lenders set the above requirements for their clients. However, depending on the company you choose, they may differ in terms of age. Of course, some offers are available from 18 years of age. However, the minimum threshold is increasingly raised to 20 years or more. Therefore, if we are young clients of loan companies, we should pay special attention to this.


What are payday loans for proof without certificates?

What are payday loans for proof without certificates?

Some payday loans are advertised as loans without certificates. This means that the lender will not require additional documents confirming our earnings or place of employment. Thanks to this, we will be able to keep the information about taking out the loan only for ourselves. In some cases, we will be asked to fill in additional fields on the form (income statement) regarding the amount of earnings and expenses.

Companies that do not require income certificates from us accept various sources of income. They do not limit the target customer group to only those with an employment contract. People who work on occasional jobs, alimonies or even benefits can also apply for this type of loan. Lenders also do not discriminate against applicants who have a negative entry in the BIK (information about one-off, small arrears or already repaid debts) or the lack of any credit history. Such people also have the opportunity to receive financial assistance.


Who can apply for SMS payers for proof?

payday loans

SMS instant messages are a solution that will certainly speed up access to the cash you need, but is it really intended for new customers? Some companies allow their applicants to obtain a loan via a mobile phone, for example in the form of an SMS. However, this option usually requires prior completion of the appropriate registration form on the website. Some lenders retain this option only for regular customers. If we are required to complete the application, it may be better to stay online with the instant payday loan and use the convenience of SMS payday payday with the next application.


How to apply for payday loans online as proof?

How to apply for payday loans online as proof?

As we mentioned, payday loans can be provided not only stationary, but also by phone or internet. This gives us the opportunity to apply for the money we need, anywhere, anytime. The only requirement is to have a computer or mobile device connected to the network. To apply, go to the lender’s website and follow these simple steps:

  1. Use the sliders to choose the amount and repayment date that suits our needs and financial capabilities. We familiarize ourselves with the repayment costs provided below the virtual calculator. This will allow us to finally verify the correctness of our decision.
  2. If we are sure, click “Submit Application”. In this way, we will be automatically redirected to the page where the appropriate form is to be filled out. At this point, we will need personal, contact, address, financial details and the abovementioned ID card. After providing all the information, make sure it is correct. If so, we can send a request.
  3. The payday loans as proof require borrowers to verify their identity by means of a traditional small-amount transfer or other modern solutions. These include special applications that require logging in to electronic banking. Then the program will download basic data about the account owner and thus verify our identity. You can also make a transfer using the express transfer system, which will also speed up the entire process. All you have to do is set up a free account on the platform used by the lender and then complete the order.
  4. After completing these stages, you should be patiently waiting for the lender’s decision, which should come almost immediately.


Payday loans for proof – offers

Payday loans for proof - offers

One of the companies offering payday loans as proof is Livus . As the lender assures, to be able to apply for a loan, all you need is a valid ID card, an active phone number, and a bank account at an institution in Poland. As a new customer at Livus, you can receive up to $ 3,000 for free. The loan repayment deadline is then 30 days. It is also worth mentioning that in the event of problems with repayment with the first loan, we can extend the repayment period even twice. In turn, with the next commitment we can use this option once.